So far this year, mortgage rates continue to hover around 3%, encouraging many hopeful homebuyers to enter the housing market.

As lending standards have tightened recently, many are concerned over whether or not their credit score is strong enough to qualify for a mortgage.

In a year when we’re learning to do so much remotely, homebuying is no exception. From going to work to attending school, grocery shopping, and even seeing our doctors online, digital practices have changed the way we live.